! Contact Us: For any travel-related concerns, you may reach us through (02) 8631-8000.

Promo Mechanics

  1. Promo Offer: Exclusive fares, travel and cruise packages to local and international destinations are still available with your BDO Credit and Debit Cards!

    Plus, avail of FLY NOW, PAY LATER at 0% interest on 3 months term with your BDO Credit Card. Applicable to Philippine Peso credit card transaction and to select travel partners only. Not applicable for online booking

  2. The Promo/Selling Period is from June 3 to 23, 2024.
    PARTICIPATING PARTNERS PROMO PERIOD
    AIRLINES Philippine Airlines June 3 - 9, 2024
    All Nippon Airways
    Qantas
    June 3 - 12, 2024
    Singapore Airlines June 3 - 13, 2024
    China Airlines June 3 - 16, 2024
    Japan Airlines
    Qatar Airways
    Korean Air
    Emirates
    EVA Air
    Asiana Airlines
    Turkish Airlines
    Etihad
    Starlux
    Vietnam Airlines
    Greater Bay Airlines
    June 3 - 23, 2024
    CRUISE PARTNER & EUROPEAN TOUR OPERATOR Princess Cruises
    Trafalgar
    TRAVEL AGENCIES Rakso Travel
    International Journeys
    House of Travel
    Uni-Orient Travel
  3. Travel Period is until May 15, 2025, unless stated otherwise.

    (Note: Kindly check corresponding airlines and travel partners upon booking.)

  4. The promo is open to the following:
    PARTICIPATING PARTNER ACCEPTED BDO CREDIT CARDS
    TICKET OFFICE TRANSACTIONS ONLINE TRANSACTIONS
    AIRLINES Philippine Airlines
    Turkish Airlines
    Vietnam Airlines
    All BDO Credit Cards N/A
    Korean Air All BDO Credit Cards Mastercard, Visa, Diners Club & BDO-issued American Express Cards only
    China Airlines All BDO Credit Cards Mastercard, Visa, JCB & BDO-issued American Express Cards only
    Starlux All BDO Credit Cards
    except UnionPay
    All BDO Credit Cards
    except UnionPay
    Asiana Airlines All BDO Credit Cards
    except UnionPay
    Mastercard, Visa & BDO-issued American Express Cards only
    Qantas All BDO Credit Cards
    except UnionPay
    N/A
    Qatar Airways N/A All BDO Credit Cards
    Japan Airlines
    All Nippon Airways
    Etihad
    N/A All BDO Credit Cards
    except UnionPay
    Emirates
    Singapore Airlines
    N/A Mastercard, Visa, Diners Club & BDO-issued American Express Cards only
    Greater Bay Airlines N/A Mastercard, Visa, Diners Club & BDO-issued American Express Cards only
    EVA Air N/A Mastercard, Visa & BDO-issued American Express Cards only
    CRUISE PARTNER & EUROPEAN TOUR OPERATOR Princess Cruises*
    (via email/reservation hotline)
    Trafalgar
    All BDO Credit Cards
    TRAVEL AGENCIES Rakso Travel
    House of Travel
    International Journeys
    Uni-Orient Travel
    All BDO Credit Cards
    • All active Principal and Supplementary Credit Cardholders of BDO Mastercard, Visa, JCB, Diners Club, UnionPay, and BDO-issued American Express Cardmembers.

      Note: Card brand acceptance varies per participating partner.

    • All active BDO Debit Mastercard and Visa Cardholders except Korean Air for online transactions.
  5. Promo can be availed through the following channels:

    ONLINE (via www.travel.bdo.com.ph)
    Click the travel partner to be redirected to the travel partner's website. Promo codes may apply.

    PARTICIPATING PARTNER PROMO CODE
    (Select airline partners only
    Japan Airlines
    • Click "Find Flights and Book"
    • Input the Company ID: PH468617 and Customer Number: 595750
    Qatar Airways QRBDO24
    Korean Air KEBDO2024:
    Korea, Japan & Europe (Prestige Standard & Economy Standard)
    BDOAMEOWPR:
    US & Canada One Way (Prestige Standard & Delta Premium Select)
    BDOAMEOWEY:
    US & Canada One Way (Economy Standard)
    BDOAMERTPR:
    US & Canada Roundtrip (Prestige Standard & Delta Premium Select)
    BDOAMERTEY:
    US & Canada Roundtrip (Economy Standard)
    Emirates PHBDO24
    Singapore Airlines SQBDO1:
    Destination: Singapore
    Travel Period: Until 30 September 2024
    Advance Purchase Requirement: 14 days
    Min. Stay: 3 days & Max. Stay: 14 days

    SQBDO2:
    Destination: Mumbai, Melbourne, London, Paris, New York, San Francisco
    Travel Period: Until 30 September 2024
    Advance Purchase Requirement: 30 days
    Min. Stay: 3 days & Max. Stay: 14 days

    SQBDO3:
    Destination: Singapore, Bangkok, Kuala Lumpur, Brussels, Los Angeles
    Travel Period: Until 30 September 2024
    Advance Purchase Requirement: NIL
    Min. Stay: 3 days & Max. Stay: 14 days

    SQBDO4:
    Destination: Singapore, Bangkok, Kuala Lumpur, Cape Town, Johannesburg, Mumbai, Melbourne, Brussels, London, Paris, Los Angeles, New York
    Travel Period: 1 October 2024 to 30 April 2025
    Advance Purchase Requirement: NIL
    Min. Stay: 3 days & Max. Stay: 14 days
    All Nippon Airways DP024PHBDO:
    Japan

    DP034PHBDO:
    USA/Canada
    Etihad EYBDO12
    Starlux FLYJXBDO24
    Greater Bay Airlines BDMNLBA
    EVA Air
    • Input your preferred itinerary
    • Select “Apply Bank Discount”
    • Select “The Great BDO Travel Sale No Child Discount”
    Asiana Airlines No promo code required.
    China Airlines
     

    TICKET OFFICE:

    PARTICIPATING TRAVEL PARTNER TICKET OFFICE REMARKS
    AIRLINES Philippine Airlines Selected Metro Manila Ticket Offices:
    https://www.philippineairlines.com/about-us/contact-us/ticket-offices
    None
    Korean Air G/F LPL Plaza Building, 124 Leviste Street, Salcedo Village, Makati City
    8:30AM to 5:30PM
    Monday to Friday (excluding holidays)
    For inquiries and bookings:

    (+632) 8789-3700
    (press 1 for Tagalog)
    mnlsmr@koreanair.com
    Turkish Airlines Unit 1401, 14F BDO Equitable Tower, 8751 Paseo De Roxas, Brgy. Bel-Air,Makati City
    9:00AM to 4:00PM
    Monday to Friday (excluding holidays)
    None
    Asiana Airlines 6th Floor The Salcedo Towers 169 H.V Dela Costa Street Salcedo Village Makati City
    8:00AM to 4:00PM
    Monday to Friday (excluding holidays)
    For inquiries and bookings:
    (+632) 8662-8000
    China Airlines G/F Unit 1 Golden Empire Tower, 1322 Roxas Boulevard cor. Padre Faura St., Ermita Manila
    9:00AM to 5:00PM
    Monday to Friday (excluding holidays)
    For inquiries and bookings:

    (+632) 8354-6700 to 05
    mnlsdci@china-airlines.com
    mnlcires@china-airlines.com
    mnlssci@china-airlines.com
    Qantas Unit 1818 Tower 1, High Street South Corporate Plaza, 26th Street, Bonifacio Global City, Taguig 1634, Philippines
    8:30AM to 4:30PM
    Monday to Friday (excluding holidays)
    For inquiries and bookings:

    (+632) 5322-7699
    qfmnlsales@holidaytours.net
    Starlux 43/F Alveo Financial Tower, Ayala Avenue, Makati City
    9:00AM to 4:00PM
    Monday to Friday (excluding holidays)
    For inquiries:

    09562892436
    Vietnam Airlines 4th Floor, The Pilgrims' Center 758 P. Ocampo St., Malate, Manila 1004
    9:00AM to 5:00PM
    Monday to Friday (excluding holidays)
    For inquiries and bookings:

    (+632) 852-63862
    (+632) 852-48625
    vn@airesources.com.ph
    EUROPEAN TOUR OPERATOR Trafalgar Ermita Branch
    G/F Pacific Place Apartelle Suites 539 Arquiza St. Ermita, Manila

    Binondo Branch
    353 E.T. Yuchengco Street, Binondo, Manila

    Makati Branch:
    Unit LG-1 Herrera Tower Condominium. # 98 V.A. Rufino St
    corner Valero St., Salcedo Village Makati City

    9:00AM to 6:00PM
    Monday to Friday (excluding holidays)
    (Lunch break: 12:00PM to 1:00PM)
    For inquiries:

    Ermita Branch
    (+632) 8536-1265/67 or
    (+632) 8523-1990
    trafalgarmanila@panpacifictravel.com.ph

    Binondo Branch
    (+632) 8243-6666
    panpacifictravel@gmail.com

    Makati Branch
    (+632) 8810-8552 to 56
    pptcmkti@yahoo.com
    TRAVEL AGENCIES Rakso Travel 3/F Rico Building, 112 Aguirre St., Legaspi Village, Makati City
    9:00AM to 6:00PM
    Monday to Friday (excluding holidays)

    9:00AM to 2:00PM
    Saturday
    For inquiries and bookings:

    (+632) 8651-9000
    bookyourflight@raksotravel.com
    International Journeys Z Square Mall, 886 Banawe St, Santa Mesa Heights, Quezon City, 1115 Metro Manila
    10:00AM to 6:00PM
    Monday to Friday (excluding holidays)
    For inquiries and bookings:

    (+632) 8401-7064
    09176225254
    09176301238
    sales@ijourneys.com.ph
    House of Travel Anflocor Bldg. 411 Quirino Avenue corner NAIA Road, Tambo, Paranaque City
    8:00AM to 5:00PM
    Monday to Friday (excluding holidays)
    For inquiries and bookings:

    (+632) 8853-3988
    (+632) 8851-4707
    htimnl.tours@gmail.com
    Uni-Orient Travel Binondo Branch
    447 Juan Luna St., Binondo, Manila
    8:00AM to 6:00PM
    Monday to Friday (excluding holidays)

    Pasig Branch
    Suite 2006 East Tower, Philippine Stock Exchange Center, Ortigas Center, Pasig City
    8:00AM to 6:00PM
    Monday to Friday (excluding holidays)
    For inquiries and bookings:

    Binondo Branch
    09513353333
    (+632) 8243-3888

    Pasig Branch
    09480610000
    (+632) 8687-9999

    traveldeals@uniorient.com

    VIA EMAIL OR RESERVATIONS HOTLINE:

    PARTICIPATING TRAVEL PARTNER REMARKS
    CRUISE PARTNER Princess Cruises For inquiries and bookings:

    (+632) 8250-4690 to 94
    sales@cpi.ph
    reservations@cpi.ph
  6. Fares quoted are exclusive of all taxes and surcharges. Certain passenger types may be exempt from paying the Philippine Travel Tax upon submission of required documentation prior to ticket issuance. For online ticket purchase, Philippine Travel tax will be settled separately at the airport. If eligible for exemption or discount, documents must be presented upon check in.
  7. All sectors must be confirmed upon ticket issuance.
  8. No complimentary hotel accommodations will be offered for long transit times between flights.
  9. Prevailing USD-PHP exchange rates at the time of ticketing shall apply on fares quoted in US Dollars.
  10. A copy of valid passport of the passenger may be required upon request of participating partners.
  11. Offers are subject to terms and conditions of participating partners and the BDO Terms and Conditions Governing the Issuance and Use of the BDO and American Express Credit Cards, and BDO Debit Cards.
  12. All BDO Credit Card transactions are subject to bank approval. Offers are likewise subject to the FLY NOW, PAY LATER Terms and Conditions.
  13. All questions or disputes regarding the BDO Cardholder’s eligibility for the promo or any redemption shall be resolved by BDO in concurrence with Department of Trade and Industry (DTI) and Civil Aeronautics Board (CAB).
  14. All complaints will be handled within 7 to 10 banking days from receipt of complaint, provided with complete information, proof of purchase and other supporting documents. All questions and issues arising from the Promo will only be accepted not later than June 23, 2024 after which all matters relating to the Promo are considered conclusive.

FLY NOW, PAY LATER TERMS & CONDITIONS:

  1. FLY NOW, PAY LATER is open to all active Principal and Supplementary Credit Cardholders of BDO (Mastercard, Visa, JCB, Diners Club, UnionPay and BDO-issued American Express Cardmembers and applicable to Philippine Peso transactions.
  2. The following transactions are not eligible for FLY NOW, PAY LATER:
    • All online booking transactions across all travel partners.
    • Ticket office transactions from the following travel partners:
      • Qantas and Starlux transactions using UnionPay cards
      • Asiana Airlines transactions using Mastercard, Visa, or UnionPay cards
    • BDO Corporate Cards, Distribution Cards and Purchasing Cards
  3. Qualified BDO Credit Cardholders may avail of these FLY NOW, PAY LATER:
    • 0% interest on 3 months term or
    • As low as 0.70% monthly add-on rate from 6 months up to 36 months term

    Note: Corporate Cards, Distribution Cards, and Purchasing Cards are not qualified to avail of the FLY NOW, PAY LATER facility.

  4. The first monthly installment of a transaction under the FLY NOW, PAY LATER Program will be billed to the Cardholder on the next cycle after the transaction date and payment thereof is due 25 days after the statement cut-off.
    Statement Cut-off
    Date
    Purchase Date June 3 July 3 1st Monthly Installment Payment Due Date (+25 days)
    Every 30th of the month June 3 1st monthly installment is billed 2nd monthly installment is billed June 28
    June 4 - 23 N/A 1st monthly installment is billed July 28
  5. Qualified cardholders may avail of the FLY NOW, PAY LATER Zero Percent (0%) interest for a minimum purchase worth P3,000, subject to minimum purchase agreement with partner merchant.

    Note: Philippine Airlines minimum amount is P20,000.

  6. Partner Merchant, has the sole discretion on the term/s applicable for the Zero Percent (0%) offering.
  7. Zero Percent (0%) interest is applicable if the cardholder pays his / her monthly installment in full.
  8. For items not included in the 0% offer, the regular monthly add-on interest rates below shall apply:
    Term Factor Rate Add-on Rate
    Per Month
    Effective Rate
    per Annum
    3 0.343338077 1.00% 17.92%
    6 0.176667651 1.00% 20.29%
    9 0.118615800 0.75% 15.93%
    12 0.090333829 0.70% 15.16%
    18 0.063059857 0.75% 16.43%
    24 0.049168817 0.75% 16.43%
    36 0.037777833 1.00% 21.20%

    Sample Computation:
    Total Transaction Amount: P10,000
    Installment Term: 12 months

    Formula:
    Transaction Amount x Factor Rate = Fixed Monthly Amortization
    P10,000 x 0.090333829 = P903.34

  9. BDO may, at its sole and absolute option, accommodate Cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the FLY NOW, PAY LATER transactions, provided that the Cardholder’s total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or P300, whichever is higher, will be charged to the Cardholder’s pertinent BDO Credit Card. After BDO has approved the Cardholder’s request to charge the full amount of the remaining unbilled monthly amortizations on the FLY NOW, PAY LATER transaction, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.

Per DTI Fair Trade Permit No. FTEB-194461 Series of 2024

  1. Promo Offer: Exclusive fares, travel and cruise packages to local and international destinations are still available with your BDO Credit and Debit Cards!

    Plus, avail of FLY NOW, PAY LATER at 0% interest on 3 months term with your BDO Credit Card. Applicable to Philippine Peso credit card transaction and to select travel partners only. Not applicable for online booking

  2. The Promo/Selling Period is from June 3 to 23, 2024.
    PARTICIPATING PARTNERS PROMO PERIOD
    AIRLINES Philippine Airlines June 3 - 9, 2024
    All Nippon Airways
    Qantas
    June 3 - 12, 2024
    Singapore Airlines June 3 - 13, 2024
    China Airlines June 3 - 16, 2024
    Japan Airlines
    Qatar Airways
    Korean Air
    Emirates
    EVA Air
    Asiana Airlines
    Turkish Airlines
    Etihad
    Starlux
    Vietnam Airlines
    Greater Bay Airlines
    June 3 - 23, 2024
    CRUISE PARTNER & EUROPEAN TOUR OPERATOR Princess Cruises
    Trafalgar
    TRAVEL AGENCIES Rakso Travel
    International Journeys
    House of Travel
    Uni-Orient Travel
  3. Travel Period is until May 15, 2025, unless stated otherwise.

    (Note: Kindly check corresponding airlines and travel partners upon booking.)

  4. The promo is open to the following:
    PARTICIPATING PARTNER ACCEPTED BDO CREDIT CARDS
    TICKET OFFICE TRANSACTIONS ONLINE TRANSACTIONS
    AIRLINES Philippine Airlines
    Turkish Airlines
    Vietnam Airlines
    All BDO Credit Cards N/A
    Korean Air All BDO Credit Cards Mastercard, Visa, Diners Club & BDO-issued American Express Cards only
    China Airlines All BDO Credit Cards Mastercard, Visa, JCB & BDO-issued American Express Cards only
    Starlux All BDO Credit Cards
    except UnionPay
    All BDO Credit Cards
    except UnionPay
    Asiana Airlines All BDO Credit Cards
    except UnionPay
    Mastercard, Visa & BDO-issued American Express Cards only
    Qantas All BDO Credit Cards
    except UnionPay
    N/A
    Qatar Airways N/A All BDO Credit Cards
    Japan Airlines
    All Nippon Airways
    Etihad
    N/A All BDO Credit Cards
    except UnionPay
    Emirates
    Singapore Airlines
    N/A Mastercard, Visa, Diners Club & BDO-issued American Express Cards only
    Greater Bay Airlines N/A Mastercard, Visa, Diners Club & BDO-issued American Express Cards only
    EVA Air N/A Mastercard, Visa & BDO-issued American Express Cards only
    CRUISE PARTNER & EUROPEAN TOUR OPERATOR Princess Cruises*
    (via email/reservation hotline)
    Trafalgar
    All BDO Credit Cards
    TRAVEL AGENCIES Rakso Travel
    House of Travel
    International Journeys
    Uni-Orient Travel
    All BDO Credit Cards
    • All active Principal and Supplementary Credit Cardholders of BDO Mastercard, Visa, JCB, Diners Club, UnionPay, and BDO-issued American Express Cardmembers.

      Note: Card brand acceptance varies per participating partner.

    • All active BDO Debit Mastercard and Visa Cardholders except Korean Air for online transactions.
  5. Promo can be availed through the following channels:

    ONLINE (via www.travel.bdo.com.ph)
    Click the travel partner to be redirected to the travel partner's website. Promo codes may apply.

    PARTICIPATING PARTNER PROMO CODE
    (Select airline partners only
    Japan Airlines
    • Click "Find Flights and Book"
    • Input the Company ID: PH468617 and Customer Number: 595750
    Qatar Airways QRBDO24
    Korean Air KEBDO2024:
    Korea, Japan & Europe (Prestige Standard & Economy Standard)
    BDOAMEOWPR:
    US & Canada One Way (Prestige Standard & Delta Premium Select)
    BDOAMEOWEY:
    US & Canada One Way (Economy Standard)
    BDOAMERTPR:
    US & Canada Roundtrip (Prestige Standard & Delta Premium Select)
    BDOAMERTEY:
    US & Canada Roundtrip (Economy Standard)
    Emirates PHBDO24
    Singapore Airlines SQBDO1:
    Destination: Singapore
    Travel Period: Until 30 September 2024
    Advance Purchase Requirement: 14 days
    Min. Stay: 3 days & Max. Stay: 14 days

    SQBDO2:
    Destination: Mumbai, Melbourne, London, Paris, New York, San Francisco
    Travel Period: Until 30 September 2024
    Advance Purchase Requirement: 30 days
    Min. Stay: 3 days & Max. Stay: 14 days

    SQBDO3:
    Destination: Singapore, Bangkok, Kuala Lumpur, Brussels, Los Angeles
    Travel Period: Until 30 September 2024
    Advance Purchase Requirement: NIL
    Min. Stay: 3 days & Max. Stay: 14 days

    SQBDO4:
    Destination: Singapore, Bangkok, Kuala Lumpur, Cape Town, Johannesburg, Mumbai, Melbourne, Brussels, London, Paris, Los Angeles, New York
    Travel Period: 1 October 2024 to 30 April 2025
    Advance Purchase Requirement: NIL
    Min. Stay: 3 days & Max. Stay: 14 days
    All Nippon Airways DP024PHBDO:
    Japan

    DP034PHBDO:
    USA/Canada
    Etihad EYBDO12
    Starlux FLYJXBDO24
    Greater Bay Airlines BDMNLBA
    EVA Air
    • Input your preferred itinerary
    • Select “Apply Bank Discount”
    • Select “The Great BDO Travel Sale No Child Discount”
    Asiana Airlines No promo code required.
    China Airlines
     

    TICKET OFFICE:

    PARTICIPATING TRAVEL PARTNER TICKET OFFICE REMARKS
    AIRLINES Philippine Airlines Selected Metro Manila Ticket Offices:
    https://www.philippineairlines.com/about-us/contact-us/ticket-offices
    None
    Korean Air G/F LPL Plaza Building, 124 Leviste Street, Salcedo Village, Makati City
    8:30AM to 5:30PM
    Monday to Friday (excluding holidays)
    For inquiries and bookings:

    (+632) 8789-3700
    (press 1 for Tagalog)
    mnlsmr@koreanair.com
    Turkish Airlines Unit 1401, 14F BDO Equitable Tower, 8751 Paseo De Roxas, Brgy. Bel-Air,Makati City
    9:00AM to 4:00PM
    Monday to Friday (excluding holidays)
    None
    Asiana Airlines 6th Floor The Salcedo Towers 169 H.V Dela Costa Street Salcedo Village Makati City
    8:00AM to 4:00PM
    Monday to Friday (excluding holidays)
    For inquiries and bookings:
    (+632) 8662-8000
    China Airlines G/F Unit 1 Golden Empire Tower, 1322 Roxas Boulevard cor. Padre Faura St., Ermita Manila
    9:00AM to 5:00PM
    Monday to Friday (excluding holidays)
    For inquiries and bookings:

    (+632) 8354-6700 to 05
    mnlsdci@china-airlines.com
    mnlcires@china-airlines.com
    mnlssci@china-airlines.com
    Qantas Unit 1818 Tower 1, High Street South Corporate Plaza, 26th Street, Bonifacio Global City, Taguig 1634, Philippines
    8:30AM to 4:30PM
    Monday to Friday (excluding holidays)
    For inquiries and bookings:

    (+632) 5322-7699
    qfmnlsales@holidaytours.net
    Starlux 43/F Alveo Financial Tower, Ayala Avenue, Makati City
    9:00AM to 4:00PM
    Monday to Friday (excluding holidays)
    For inquiries:

    09562892436
    Vietnam Airlines 4th Floor, The Pilgrims' Center 758 P. Ocampo St., Malate, Manila 1004
    9:00AM to 5:00PM
    Monday to Friday (excluding holidays)
    For inquiries and bookings:

    (+632) 852-63862
    (+632) 852-48625
    vn@airesources.com.ph
    EUROPEAN TOUR OPERATOR Trafalgar Ermita Branch
    G/F Pacific Place Apartelle Suites 539 Arquiza St. Ermita, Manila

    Binondo Branch
    353 E.T. Yuchengco Street, Binondo, Manila

    Makati Branch:
    Unit LG-1 Herrera Tower Condominium. # 98 V.A. Rufino St
    corner Valero St., Salcedo Village Makati City

    9:00AM to 6:00PM
    Monday to Friday (excluding holidays)
    (Lunch break: 12:00PM to 1:00PM)
    For inquiries:

    Ermita Branch
    (+632) 8536-1265/67 or
    (+632) 8523-1990
    trafalgarmanila@panpacifictravel.com.ph

    Binondo Branch
    (+632) 8243-6666
    panpacifictravel@gmail.com

    Makati Branch
    (+632) 8810-8552 to 56
    pptcmkti@yahoo.com
    TRAVEL AGENCIES Rakso Travel 3/F Rico Building, 112 Aguirre St., Legaspi Village, Makati City
    9:00AM to 6:00PM
    Monday to Friday (excluding holidays)

    9:00AM to 2:00PM
    Saturday
    For inquiries and bookings:

    (+632) 8651-9000
    bookyourflight@raksotravel.com
    International Journeys Z Square Mall, 886 Banawe St, Santa Mesa Heights, Quezon City, 1115 Metro Manila
    10:00AM to 6:00PM
    Monday to Friday (excluding holidays)
    For inquiries and bookings:

    (+632) 8401-7064
    09176225254
    09176301238
    sales@ijourneys.com.ph
    House of Travel Anflocor Bldg. 411 Quirino Avenue corner NAIA Road, Tambo, Paranaque City
    8:00AM to 5:00PM
    Monday to Friday (excluding holidays)
    For inquiries and bookings:

    (+632) 8853-3988
    (+632) 8851-4707
    htimnl.tours@gmail.com
    Uni-Orient Travel Binondo Branch
    447 Juan Luna St., Binondo, Manila
    8:00AM to 6:00PM
    Monday to Friday (excluding holidays)

    Pasig Branch
    Suite 2006 East Tower, Philippine Stock Exchange Center, Ortigas Center, Pasig City
    8:00AM to 6:00PM
    Monday to Friday (excluding holidays)
    For inquiries and bookings:

    Binondo Branch
    09513353333
    (+632) 8243-3888

    Pasig Branch
    09480610000
    (+632) 8687-9999

    traveldeals@uniorient.com

    VIA EMAIL OR RESERVATIONS HOTLINE:

    PARTICIPATING TRAVEL PARTNER REMARKS
    CRUISE PARTNER Princess Cruises For inquiries and bookings:

    (+632) 8250-4690 to 94
    sales@cpi.ph
    reservations@cpi.ph
  6. Fares quoted are exclusive of all taxes and surcharges. Certain passenger types may be exempt from paying the Philippine Travel Tax upon submission of required documentation prior to ticket issuance. For online ticket purchase, Philippine Travel tax will be settled separately at the airport. If eligible for exemption or discount, documents must be presented upon check in.
  7. All sectors must be confirmed upon ticket issuance.
  8. No complimentary hotel accommodations will be offered for long transit times between flights.
  9. Prevailing USD-PHP exchange rates at the time of ticketing shall apply on fares quoted in US Dollars.
  10. A copy of valid passport of the passenger may be required upon request of participating partners.
  11. Offers are subject to terms and conditions of participating partners and the BDO Terms and Conditions Governing the Issuance and Use of the BDO and American Express Credit Cards, and BDO Debit Cards.
  12. All BDO Credit Card transactions are subject to bank approval. Offers are likewise subject to the FLY NOW, PAY LATER Terms and Conditions.
  13. All questions or disputes regarding the BDO Cardholder’s eligibility for the promo or any redemption shall be resolved by BDO in concurrence with Department of Trade and Industry (DTI) and Civil Aeronautics Board (CAB).
  14. All complaints will be handled within 7 to 10 banking days from receipt of complaint, provided with complete information, proof of purchase and other supporting documents. All questions and issues arising from the Promo will only be accepted not later than June 23, 2024 after which all matters relating to the Promo are considered conclusive.

FLY NOW, PAY LATER TERMS & CONDITIONS:

  1. FLY NOW, PAY LATER is open to all active Principal and Supplementary Credit Cardholders of BDO (Mastercard, Visa, JCB, Diners Club, UnionPay and BDO-issued American Express Cardmembers and applicable to Philippine Peso transactions.
  2. The following transactions are not eligible for FLY NOW, PAY LATER:
    • All online booking transactions across all travel partners.
    • Ticket office transactions from the following travel partners:
      • Qantas and Starlux transactions using UnionPay cards
      • Asiana Airlines transactions using Mastercard, Visa, or UnionPay cards
    • BDO Corporate Cards, Distribution Cards and Purchasing Cards
  3. Qualified BDO Credit Cardholders may avail of these FLY NOW, PAY LATER:
    • 0% interest on 3 months term or
    • As low as 0.70% monthly add-on rate from 6 months up to 36 months term

    Note: Corporate Cards, Distribution Cards, and Purchasing Cards are not qualified to avail of the FLY NOW, PAY LATER facility.

  4. The first monthly installment of a transaction under the FLY NOW, PAY LATER Program will be billed to the Cardholder on the next cycle after the transaction date and payment thereof is due 25 days after the statement cut-off.
    Statement Cut-off
    Date
    Purchase Date June 3 July 3 1st Monthly Installment Payment Due Date (+25 days)
    Every 30th of the month June 3 1st monthly installment is billed 2nd monthly installment is billed June 28
    June 4 - 23 N/A 1st monthly installment is billed July 28
  5. Qualified cardholders may avail of the FLY NOW, PAY LATER Zero Percent (0%) interest for a minimum purchase worth P3,000, subject to minimum purchase agreement with partner merchant.

    Note: Philippine Airlines minimum amount is P20,000.

  6. Partner Merchant, has the sole discretion on the term/s applicable for the Zero Percent (0%) offering.
  7. Zero Percent (0%) interest is applicable if the cardholder pays his / her monthly installment in full.
  8. For items not included in the 0% offer, the regular monthly add-on interest rates below shall apply:
    Term Factor Rate Add-on Rate
    Per Month
    Effective Rate
    per Annum
    3 0.343338077 1.00% 17.92%
    6 0.176667651 1.00% 20.29%
    9 0.118615800 0.75% 15.93%
    12 0.090333829 0.70% 15.16%
    18 0.063059857 0.75% 16.43%
    24 0.049168817 0.75% 16.43%
    36 0.037777833 1.00% 21.20%

    Sample Computation:
    Total Transaction Amount: P10,000
    Installment Term: 12 months

    Formula:
    Transaction Amount x Factor Rate = Fixed Monthly Amortization
    P10,000 x 0.090333829 = P903.34

  9. BDO may, at its sole and absolute option, accommodate Cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the FLY NOW, PAY LATER transactions, provided that the Cardholder’s total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or P300, whichever is higher, will be charged to the Cardholder’s pertinent BDO Credit Card. After BDO has approved the Cardholder’s request to charge the full amount of the remaining unbilled monthly amortizations on the FLY NOW, PAY LATER transaction, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.

Per DTI Fair Trade Permit No. FTEB-194461 Series of 2024